I advise many people on how to improve their personal finances. However few act on my guidance. The majority simply nod their head and then
My primary school motto was NOW IS THE TIME! It is amazing how profound this statement was and still is today. Entire books have been
Toyota invented the 5 Why analysis to evaluate the root causes of problems in their production systems. The process starts with a definition of the
Asking yourself empowering questions can help change your relationship with money. Small positive questions force your brain to come up with answers and solutions to
The ancient Stoic philosophers like Marcus Aurelius, Seneca, and Epictetus regularly conducted an exercise known as a premeditatio malorum, which translates to a “premeditation of
My wife recently bought a new carpet for our living room. The problem was the carpet was a different color and pattern and seemed so
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