In our culture it is impolite to say NO. But saying YES often times costs you TIME and MONEY. It is quite simple to say NO. Just open your mouth and push some air between your lips and say NO. Daddy can I get a new toy? NO. Do you need a top up loan? NO. Have you been to this new bar? NO. I need a wedding contribution? NO. Please attend this meeting without an agenda? NO. Why don’t you buy a bigger car? NO. Come and pick up your free credit card? NO. We have a new offer at Shoprite. NO. You need a bigger house. NO. You need to relax a bit with this money stuff. NO. There is this great money deal. NO. I wish I had a husband like you. NO.
See it is quite easy to say NO.