A problem is external to us. It is something which happens to us. We don’t have control over problems. We try to avoid problems.
On the other hand challenges are internal to us. We gladly embrace challenges. We step up to take on challenges. We get a sense of fulfillment when we overcome challenges. Challenges draw out the best of ourselves. A challenge is something we willing take on and commit to.
Perhaps it helps to view problems as challenges. This way we can look forward to solving the problems invariably thrown at us.