You can’t become something you don’t see yourself to be. The way you see yourself is what you become. If you see yourself as rich and wealthy eventually you will become wealthy. If you see yourself as a CEO eventually you will become one.
If you see yourself as a failure then failure will follow you. If you forever see yourself as an employee you will never start a business. Your self image is like a thermostat within your brain. It sets limits on what you are capable of doing.
So if you want to be financially independent you first need to adjust your self image. You need to see yourself taking charge of your money. You need to see yourself earning lots of money doing things you love. You need to see yourself in control of debt.
If you are interested in digging deeper on this subject I will refer you to a book called Psycho Cybernetics by Dr. Maltz Maxwell.