The Money Engineer
First I write down the problem on a blank piece of paper. This psychologically allows me to separate myself from the problem. I am not the problem. The problem is the problem.
Next I try to shift my perception of the problem by looking at this paper from different angles. I imagine what a wise friend would think of the problem. Sometimes I imagine what a very successful person like Bill Gates might think of the problem. Often this mental trick reveals that I am stressing over small things.
Then I try to find a book on the subject. All problems have been written about before. Just search and you will find the answer to your problems.
Thereafter I try and ask a close confidant for guidance. I listen carefully to their point of view.