If you are formally employed consider paying yourself a 13th cheque. What do I mean? The idea is to gradually reduce your dependence on a

If you are formally employed consider paying yourself a 13th cheque. What do I mean? The idea is to gradually reduce your dependence on a
The following three practices if done consistently over a couple of years will really transform your finances; 1. Save 20% of all the money you
“Wealth consists not in having great possessions, but in having few wants.” Epictetus. Needs are basic requirements that are necessary for survival and well-being, such
Today is World Savings Day. The day is dedicated to raising awareness and encouraging people to save money as a means of improving their financial
If you were to save and invest 20 percent of all the money you ever earn you would not die poor.This is a very simple
Your savings rate is the greatest determinant of whether you’ll achieve Financial Independence or not. The savings rate is the proportion of the money you