21 wise money quotes

Benjamin Franklin was an American polymath, statesman, and one of the Founding Fathers of the United States. He was known for his wit, wisdom, and aphorisms, many of which have become famous quotes. Here are 21insightful quotes by Ben Franklin about money and hard work, along with explanations to help you better understand their meanings:

1. “An investment in knowledge pays the best interest.”
This quote emphasizes the importance of education and knowledge. The more you learn, the more you can earn.

2. “Early to bed and early to rise, makes a man healthy, wealthy, and wise.”
This quote suggests that maintaining a disciplined and balanced lifestyle can lead to health, wealth, and wisdom.

3. “A penny saved is a penny earned.”
This quote highlights the value of saving money. The money you manage to save is just as important as the money you earn.

4. “He that is good for making excuses is seldom good for anything else.”
This suggests that those who make excuses are often less successful. It’s a call to take responsibility for your actions.

5. “Diligence is the mother of good luck.”
Here, Franklin suggests that consistent hard work often leads to what appears as “good luck” to others.

6. “Never leave that till tomorrow which you can do today.”
This is a strong statement against procrastination. It suggests that success requires immediate action.

7. “Well done is better than well said.”
Franklin is emphasizing the importance of action over words. What you do matters more than what you say.

8. “Lost time is never found again.”
This quote reminds us that time is a valuable, non-renewable resource. It’s important to use it wisely.

9. “Wealth is not his that has it, but his that enjoys it.”
Franklin is saying that wealth isn’t about how much you have, but how much you appreciate and enjoy what you have.

10. “By failing to prepare, you are preparing to fail.”
This quote underscores the importance of preparation in achieving success.

11. “Do not fear mistakes. You will know failure. Continue to reach out.”
This suggests that failure is part of the journey to success. Don’t be afraid to make mistakes, but keep striving.

12. “Industry need not wish.”
Franklin is saying that those who work hard don’t need to rely on wishes. Their hard work will bring the results they desire.

13. “He that waits upon fortune, is never sure of a dinner.”
This quote suggests that waiting for luck or good fortune is not a reliable way to ensure your needs are met. Hard work and initiative are more dependable.

14. “The use of money is all the advantage there is in having money.”
Franklin is suggesting that it’s not the possession of money that’s important, but how you use it.

15. “Beware of little expenses. A small leak will sink a great ship.”
This quote warns about the danger of small, unnoticed expenses. Over time, they can lead to significant financial loss.

16. “Time is money.”
This is one of Franklin’s most famous quotes. It reminds us that time is a valuable resource, and wasting it is like wasting money.

17. “Energy and persistence conquer all things.”
Franklin is emphasizing the importance of hard work and persistence in achieving success.

18. “He that lives upon hope will die fasting.”
This quote suggests that merely hoping for things won’t bring results. One needs to take action to achieve their goals.

19. “Without continual growth and progress, such words as improvement, achievement, and success have no meaning.”
Franklin is emphasizing that success is a process of continual growth and progress.

20. “Who is rich? He that is content. Who is that? Nobody.”
This suggests that true wealth lies in contentment, but it also humorously acknowledges that human nature is seldom satisfied.

21. “Rather go to bed without dinner than to rise in debt.” This quote emphasizes the importance of avoiding debt. Debt can be a major financial burden, and it can be difficult to get out of once you are in it. It is much better to save up for something you want or need than to go into debt to buy it.

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