“If you want to go fast, go alone. If you want to go far, go together.”
Everybody should have a money team. These are people who help you to make money and grow your wealth. It’s difficult to become rich alone. Here is a tentative list of the professionals you need on your team. If your phone book doesn’t have these people you need to do some soul searching.
- Banker. Obviously, you need a banker who will advise you of any good deals like promotional interest rates and financial products. You personal banker should understand your business so they can offer appropriate products.
- Financial advisor. A good financial advisor will help you evaluate possible investment choices. She will also help you develop your financial plan. A financial advisor may also offer financial counseling services.
- Insurance broker. The insurance broker will help you protect your investments by recommending suitable insurance products.
- Coach/mentor. A good coach or mentor can really help you fulfill your potential in career, business and life.
- Lawyer. You really need a lawyer in your life. Every contract you enter into should be reviewed by a lawyer. You will save yourself a lot of heartache if you engage a lawyer.
- Real estate broker. A broker will bring you good deals and will help you sell your property.
- Surveyor. A surveyor is necessary to do all the due diligence before you buy any property. A quantity surveyor will help you cost your building projects before you embark on them.
- Architect. Your architect will design all your building projects.
- Engineer/contractor. Your engineer/contractor will execute all your building projects.
- Agronomist. An agronomist is essential if you are growing any kind of crop.
- Veterinary doctor. If you’re rearing any kind of animal you need vet doctor close by.
- Accountant. Everyone needs an accountant to manage their business and personal finances.
- Doctor. Everyone needs a doctor to manage their health.
- Entrepreneur. You need a team of entrepreneurs who can help you conceptualize your ideas and kick start your projects.
- Forester. If you’re into commercial forestry a forester is a must.
- ICT professional. You need an ICT professional to set up systems in your business and also manage your digital channels like websites.
- Brand/Marketing professional. A marketing professional will help you position your services and products to the right audience.
- Business Manager. A good business manager will manage all your projects on your behalf. They should be competent in a wide range of fields.
- Therapist. Life is stressful. You need a professional therapist to help you navigate life’s difficult journey. The therapist could be a trusted friend, spouse or spiritual leader. Make sure they don’t take advantage of you!
- Boda boda. You need a reliable boda guy to run your errands. Your time is valuable and you should outsource small tasks to other people.
- Maid. A good maid will help to organize the home so you can focus on other bigger projects. Treat them fairly and pay a decent wage to get good value from them.
- Driver. At some point you need to hire a driver to run your errands as you focus on your career and business. A trusted driver can be an excellent resource.
- Personal assistant. If you’re very busy consider hiring a personal assistant to help organize your diary and manage all the other tasks.