100 money tips

  1. Track expenses
  2. Negotiate for better pay
  3. Increase prices
  4. Sell to a different market
  5. Diversify product offerings
  6. Find better clients
  7. Acquire new skills
  8. Save more money
  9. Automate savings
  10. Cancel credit cards
  11. Negotiate loan rates
  12. Pay off loans
  13. Budget for your money
  14. Start a business
  15. Build multiple income streams
  16. Shop downtown
  17. Save for retirement
  18. Invest in your home
  19. Buy land
  20. Build a personal brand
  21. Invest in financial knowledge
  22. Get professional advice
  23. Work hard
  24. Don’t give up
  25. Start small
  26. Think big
  27. Find your passion
  28. Solve a problem
  29. Fulfil a need
  30. Invest in social capital
  31. Hang out with people who inspire you
  32. Become self employed
  33. Join a SACCO
  34. Start an investment club
  35. Get some practical skills
  36. Don’t worry too much
  37. Move forward every day
  38. Learn from your mistakes
  39. Try different things
  40. Get out of debt
  41. Build passive income
  42. Discuss finances with your spouse
  43. Get insurance
  44. Get a professional qualification
  45. Invest in unit trusts
  46. Buy Treasury bills
  47. Live within your means
  48. Don’t compare yourself to others
  49. Set some financial goals
  50. Don’t rely on one source of income
  51. Choose the right business partners
  52. Incorporate your business
  53. Trademark your brand
  54. Use a lawyer
  55. Avoid get rich quick schemes
  56. Take calculated risks
  57. Look for opportunities
  58. Believe in yourself
  59. Become better every day
  60. Have some fun
  61. Change careers
  62. Plan for your kids education
  63. Have fewer children
  64. Drive an affordable car
  65. Stay positive
  66. Don’t complain too much
  67. Persevere
  68. Keep the faith
  69. Give
  70. Make a difference
  71. Become an expert
  72. Stand out of the crowd
  73. Have something to prove
  74. Hire the right people
  75. Look for appropriate funding
  76. Diversify investments
  77. Research before you invest
  78. Observe trends
  79. Don’t keep money in savings accounts
  80. Review you personal financial statements
  81. Buy good quality things
  82. Acquire multiple skills
  83. Learn to delegate
  84. Celebrate small wins
  85. Buy shares
  86. Invest in agri business
  87. Start a cottage business
  88. Travel
  89. Read
  90. Think
  91. Imagine
  92. Help
  93. Focus
  94. Become responsible
  95. Exercise
  96. Sleep
  97. Pray
  98. Get help
  99. Be patient
  100. Just do it

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