- Track expenses
- Negotiate for better pay
- Increase prices
- Sell to a different market
- Diversify product offerings
- Find better clients
- Acquire new skills
- Save more money
- Automate savings
- Cancel credit cards
- Negotiate loan rates
- Pay off loans
- Budget for your money
- Start a business
- Build multiple income streams
- Shop downtown
- Save for retirement
- Invest in your home
- Buy land
- Build a personal brand
- Invest in financial knowledge
- Get professional advice
- Work hard
- Don’t give up
- Start small
- Think big
- Find your passion
- Solve a problem
- Fulfil a need
- Invest in social capital
- Hang out with people who inspire you
- Become self employed
- Join a SACCO
- Start an investment club
- Get some practical skills
- Don’t worry too much
- Move forward every day
- Learn from your mistakes
- Try different things
- Get out of debt
- Build passive income
- Discuss finances with your spouse
- Get insurance
- Get a professional qualification
- Invest in unit trusts
- Buy Treasury bills
- Live within your means
- Don’t compare yourself to others
- Set some financial goals
- Don’t rely on one source of income
- Choose the right business partners
- Incorporate your business
- Trademark your brand
- Use a lawyer
- Avoid get rich quick schemes
- Take calculated risks
- Look for opportunities
- Believe in yourself
- Become better every day
- Have some fun
- Change careers
- Plan for your kids education
- Have fewer children
- Drive an affordable car
- Stay positive
- Don’t complain too much
- Persevere
- Keep the faith
- Give
- Make a difference
- Become an expert
- Stand out of the crowd
- Have something to prove
- Hire the right people
- Look for appropriate funding
- Diversify investments
- Research before you invest
- Observe trends
- Don’t keep money in savings accounts
- Review you personal financial statements
- Buy good quality things
- Acquire multiple skills
- Learn to delegate
- Celebrate small wins
- Buy shares
- Invest in agri business
- Start a cottage business
- Travel
- Read
- Think
- Imagine
- Help
- Focus
- Become responsible
- Exercise
- Sleep
- Pray
- Get help
- Be patient
- Just do it
