There is always something to Contribute to. You just have to be willing to show up and do the work.
There is always something to Learn. You just have to choose to let go of old misconceptions and embrace the knowledge in front of you.
There is always something to Create. You are always creating something whether intentionally or unintentionally. You just have to chose to be more intentional. Creators are rarely broke. They create businesses, ideas, brands, organisations, gadgets, systems, books, blogs, art, products, services, etc.
And as long as you can continuously Learn, Create, and Contribute you will always be wealthy.